Product Cooling Off Period Terms & Conditions
The product cooling off period terms and conditions are outlined in the Product Disclosure Statement (PDS). They state:
If you decide that you do not want your policy, you may cancel it within 14 days after you are issued your Certificate of Insurance. You will be given a full refund of the premium you paid, provided you have not started your journey or you do not want to make a claim or to exercise any other right under your policy.
After this period you can still cancel your policy but we will not refund any part of your premium if you do.
The product underwriter, Allianz Australia Limited, set the product terms and conditions.